To my surprise, my 12 V sensor reading in AIDA64 is stuck at 9.97 V! (I'm having some issues during heavy gaming at the moment, so decided to check and log with AIDA.) Not sure what's going on yet. Surely that can't be accurate, but your 3.71 V seems extremely improbable, if not impossible. Update: BIOS shows 11.90 - 11.97 V, seems fine. Perhaps an AIDA bug?
Need to test manually with multimeter, if PSU is a concern. Also check BIOS sensor readings, and perhaps alt software. In my experience, sensor readings are not exactly reliable, and not deemed very important by hardware manufacturers. I'm not too worried quite yet.
Specs: AIDA64 6.25.5400 (portable). ASUS ROG B450-F (BIOS 2512). Corsair SF450M PSU. MS Windows 10 (build 2004).